Skip to main content

Are you a legal professional with
practising certificate?

Let us help you save thousands by helping you access loans exclusively for legal professionals.

get in touch

Streamlining Mortgages
for Busy Legal Professionals

Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge
Real Estate award badge

Unlock Exclusive Home Loan Benefits for Legal Professionals

Special Rates for Legal Professionals

Our “Legal Professionals Only” rates of interest discounts below what banks typically advertise, we will secure you the best rate.

Save Thousands on LMI and Interest

Borrow up to 90% of your home’s value without paying Lender Mortgage Insurance (LMI), potentially saving you an average of $20,000 on a home loan with a $750,000 purchase price.

Annual Loan Fee Waivers

We cover your annual fees for home loans above $600K, saving you on average $3000 over the loan’s lifetime.

Attractive Cash Back Offers

Our senior brokers can help you access up to $4000 in cash back from Australia’s leading banks.

How Much You Can Save

Property Value Loan Amount Estimated cost of LMI based on 90%Lending Ratio Potential Interest Saved over Life of Loan*
$750,000 $675,500 $16,674 $21,650
$1,000,000 $900,000 $22,232 $28,356
$1,500,000 $1,425,000 $36,808 $46,946
$2,000,000 $1,800,000 $49,446 $63,065
$2,500,000 $2,250,000 $64,575 $82,362
*Interest calculations based on a 30-year loan at a rate of 6.5%.
What special loan discounts are available for legal professionals?

Legal professionals can enjoy benefits such as LMI waivers, approval for up to 90% property value, financing up to $2.7 million, and flexible credit terms.

How much can I borrow as a legal professional?

Up to 105% LVR with a guarantor and 90% LVR with no LMI.

How much can I save from LMI?

LMI fees can be significant, but legal professionals may get these waived, potentially saving thousands of dollars.

Do I need to meet a minimum income for a waived LMI home loan?
Income requirements vary by lender. We work with lenders who do not have a minimum income threshold.
Check with mortgage broker for specific criteria.
Which legal professionals are eligible?
Legal professionals include solicitors, barristers, judges, and government lawyers. Minor differences in job titles are also eligible as long as a practising certificate is maintained.
Do judges and magistrates qualify?
Yes, with proof of not needing a practising certificate and meeting income requirements.
Are government lawyers eligible?
Yes, state and federal lawyers qualify for home loan discounts, with possible interest rate reductions and LMI waivers.

Why Australian Legal Professionals Choose Inspire Mortgage

  • Insider Knowledge: Our team comprises former bank loan approvers, giving us unique insights into securing approvals. We understand how to navigate the system to get your loan approved.

  • Premium Broker Status: With our premium broker status, you gain access to faster turnaround times and lower interest rates. We ensure you receive the best possible terms.

  • Exclusive Access: We connect you with special banking divisions that aren’t available to the general public, ensuring you’re matched with the right lender for your needs.

  • Personalised Support: Our team guides you through the entire process, keeping you informed and supporting you step-by-step to ensure a smooth experience.

  • Industry Specialists: Our highly trained mortgage professionals specialise in serving the medical industry, providing tailored advice and solutions.

  • Award-Winning Team: Inspire Mortgage is a multi-award-winning brokerage, with our brokers ranked among the top 100 mortgage professionals in Australia.

  • Can other professions enjoy LMI waiver?

    You can also explore other options and apply for Guarantor Home Loans or First Home Guarantee (FHG). Sit with our specialist mortgage brokers, and let’s discuss which home loan solution fits your needs

We’d love to help you save on your loan!