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Take Control of Your Super Fund

Inspire Mortgage provides streamlined broking services to help you get self managed super fund loans.

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Leverage Your Super
Fund Your Investments
Competitive Rates & Terms

Did you know you can tap into your super funds to invest in property?

A Self-Managed Super Fund (SMSF) gives you control over how your retirement funds are invested. An SMSF is set up with the help of an accountant or financial advisor.

In some cases SMSFs may be able to borrow money in order to purchase property. The returns on investment (either capital growth or rental income) are then channelled back into the SMSF to boost your retirement savings.

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Getting an SMSF loan requires a specialist broker.

Most major banks won’t lend to a SMSF. You need a broker who can help you find the most suitable loan provider to either purchase or refinance.

SMSF loans are very complex and a specialist broker can give your application the best chance at success and structure you loan for your exact needs.

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With Inspire Mortgage, you will get:

Discover the Best
Offers

With SMSF loans there can be big differences in rates and terms between lenders. We work hard to get you the right deal.

Complex Process Made
Simple

There are strict regulations and tax implications with SMSF loans, so we work alongside your accountant or financial advisor to create a seamless process.

Loans Structured for
Investments

It’s important that the SMSF loan terms are secured for your situation and future goals. We take that all into account.

Relationship
Focused

We offer lifetime support for all of your loans.

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How it Works

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Schedule a
Discovery Session

We’ll help you understand your positions and objectives.
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Get Competitive
Loan Options

We find you the right SMSF lenders and fight for the best deal.
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Boost Your Retirement
Savings

Leverage your SMSF and retire with comfort.

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Frequently asked questions

What is the loan to value ratio typical for SMSF Lending?
This depends on the lender and your situation. Some lenders will loan up to 80% of the property value for residential property. Typically, it would be a lower loan to value ratio for commercial property.
How will the banks assess how much my SMSF can borrow?
  • Current income of the SMSF
  • Tax returns
  • Rental yield of investment property
  • Income and payslips
What are the restrictions on SMSF loans?

There are some purchases that would be restricted under SMSF loans, this includes construction or development and owner-occupied properties.

How much super do I need to pursue an SMSF loan?
Generally around $200,000 in a SMSF would be a good starting point. It is worth talking to a financial advisor or scheduling a discovery call with an Inspire Mortgage broker for some personalised advice.

Put your super to work and secure your dream retirement.

Let us help make it an easy and fast process.

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Inspire Mortgage Pty Ltd | Credit Representative 481895 is authorised under Australian Credit Licence Number 384704.